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Debt-to-Income Calculator
Calculate the share of gross monthly income used for debt payments.
Separate numbers with spaces or semicolons. Use a dot or comma as the decimal separator; up to 1,000 numbers.
- Debt-to-income ratio, %
- 27
- Total monthly debt payments
- 1,350
How the calculation works
DTI = monthly debt payments / gross monthly income × 100%.
Inputs
- Gross monthly income
- Monthly debt payments: Separate numbers with spaces or semicolons. Use a dot or comma as the decimal separator; up to 1,000 numbers.
Calculation details
Include housing payments if required by the lender’s methodology.
The result is a ratio of your inputs and does not guarantee loan approval.
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Updated: 2026-10-02