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CD and Deposit Calculator
Calculate deposit interest with periodic compounding and no additional deposits.
- Maturity value
- 10,616.78
- Interest before taxes
- 616.78
- Annual percentage yield, %
- 6.1678
How the calculation works
Final balance = P × (1 + rate/m)^(m × years), where m is the number of compounding periods per year.
Inputs
- Deposit principal
- Annual interest rate, %
- Term, years
- Compounding
Calculation details
The rate is nominal with evenly spaced accrual periods. Bank calculations using actual day counts may differ.
Taxes, fees, early withdrawal, and rate changes are excluded.
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Updated: 2026-10-02