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Social Security PIA Calculator 2026
Calculate the Social Security primary insurance amount from AIME for workers first reaching age 62 in 2026.
- Monthly primary insurance amount, $
- 2,345.8
- Before statutory rounding, $
- 2,345.88
How the calculation works
PIA = 90% of the first $1,286 of AIME + 32% through $7,749 + 15% above, rounded down to $0.10.
Inputs
- AIME, dollars per month
Calculation details
AIME means SSA average indexed monthly earnings, not current monthly pay. Use SSA’s earnings-history calculation; eligibility is checked separately.
This shows the full-retirement-age base for the 2026 eligibility cohort. Early claiming, delay, later COLAs, taxes, and Medicare deductions are not applied.
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Sources
Updated: 2026-10-02