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Utility Cost Calculator

Add monthly electricity, water, heating, gas, and service costs, and estimate an annual budget if payments remain unchanged.

Monthly total
290
Annual estimate at the same cost
3,480

How the calculation works

Monthly total = electricity + water + heating + gas + service fees. Annual estimate = monthly total × 12.

Inputs

  • Electricity
  • Water and sewage
  • Heating
  • Gas
  • Service fees and other

Calculation details

Enter amounts from your bills in one currency. Water may include sewage charges if they are already part of that total.

Multiplication by 12 assumes constant monthly expenses. For seasonal heating, use an average month based on a full year.

Updated: 2026-10-02